Xcel Lending, Inc. | NMLS # 2021073 | CA DFPI Licensed Lender | Equal Housing Lender
Xcel Lending, Inc. | NMLS # 2021073 | CA DFPI Licensed Lender | Equal Housing Lender


Xcel Lending helps make real estate financing simple and personal. Whether you’re buying your first home, refinancing, investing, or financing commercial property, our team guides you from pre-approval to closing and helps you find the loan that fits your goals. Teamlarkins.com can help with finding the right home for you.

Purchasing a home or refinancing your mortgage is easier with the right guidance. Xcel Lending helps you explore loan options that fit your budget and goals while keeping the process smooth from application to approval. Whether you’re buying, lowering your rate, or accessing equity, we’re here to help you move forward with confidence. Areas we service in Orange County are Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda
Normal business hours.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |




Copyright © 2026 Xcel Lending - All Rights Reserved.
Xcel Lending, Inc. | NMLS #2021073 | CA DFPI Licensed Lender | Equal Housing Lender
Loans subject to credit approval. Terms and conditions apply.
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